http://www.sheilacrismon.com/off-center/
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 2000 D 55 Off Center Nickel w055 $2.24 (4 Bids) Time Remaining: 2d 16h 33m |
 1968 Lincoln Cent Very Rare 90 Off Center $125.00 Time Remaining: 3d 6h 34m Buy It Now for only: $125.00 |
 Jefferson Nickel Double Struck off Center PCGS $255.00 Time Remaining: 1d 5h 17m Buy It Now for only: $255.00 |
 1985 P 30 Off Center Nickel w061 $2.22 (2 Bids) Time Remaining: 2d 16h 34m |
 1972 D Jefferson Nickel Struck 15 20 Off Center $55.00 Time Remaining: 4d 6h 50m Buy It Now for only: $55.00 |
 1985 Jefferson Nickel Struck 60 Off Center $40.00 Time Remaining: 4d 6h 50m Buy It Now for only: $40.00 |
 1983 D 65 Off Center Nickel w057 $0.99 (1 Bid) Time Remaining: 2d 16h 35m |
 1984 Jefferson Nickel Struck 50 Off Center $35.00 Time Remaining: 4d 6h 50m Buy It Now for only: $35.00 |
 2000 D Jefferson Nickel Full Date Struck 80 Off Center $45.00 Time Remaining: 4d 19h 59m Buy It Now for only: $45.00 |
 1973 10 Off Center Nickel w059 $4.24 (2 Bids) Time Remaining: 2d 16h 35m |
 No Date Jefferson Nickel Struck 95 Off Center $15.00 Time Remaining: 5d 4h 57m Buy It Now for only: $15.00 |
 No Date Jefferson Nickel Struck 90 Off Center $15.00 Time Remaining: 4d 19h 59m Buy It Now for only: $15.00 |
 ND55 OFF CENTER UNIFACE REV AU55 JEFFERSON NICKEL by NGC $9.99 (1 Bid) Time Remaining: 3d 19h 56m |
 1986 Jefferson Nickel Struck 10 Off Center Full Date $35.00 Time Remaining: 4d 19h 59m Buy It Now for only: $35.00 |
 1985 Jefferson Nickel Nice BU Coin Struck 70 Off Center with Date $35.00 Time Remaining: 4d 19h 59m Buy It Now for only: $35.00 |
 ND STK 60 OFF CENTER OBV INDENT JEFFERSON NICKEL MS62 by NGC $9.99 (1 Bid) Time Remaining: 3d 20h 29m |
 1988 Jefferson Nickel Full Date Struck 75 80 Off Center $45.00 Time Remaining: 4d 19h 59m Buy It Now for only: $45.00 |
 2000 D Jefferson Nickel Struck 70 Off Center with Date $40.00 Time Remaining: 5d 4h 57m Buy It Now for only: $40.00 |
 1995 P JEFFERSON NICKEL MS646FS by NGC STK 10 OFF CENTER $9.99 (1 Bid) Time Remaining: 3d 20h 39m |
 1888 Liberty Nickel with Off Center Error ANACS EF 40 $599.99 Time Remaining: 23d 12h 55m Buy It Now for only: $599.99 |
 1984 Jefferson Nickel Full Date 60 Off Center $35.00 Time Remaining: 5d 6h 59m Buy It Now for only: $35.00 |
 1901 OFF CENTER Liberty Head V Nickel NGC XF 45 Tough $335.00 Time Remaining: 3d 22h 13m |
 Misstrike 2001 LINCOLN Off Center CENT UNC $10.50 Time Remaining: 9d 23h 1m Buy It Now for only: $10.50 |
 JEFFERSON NICKEL 15 OFF CENTER BROAD STRIKE RARE $39.95 Time Remaining: 24d 21h 53m Buy It Now for only: $39.95 |
 ND OFF CENTER MS65 FS JEFFERSON NICKEL by NGC $9.99 Time Remaining: 4d 14h 45m |
 Struck 80 Off Center Jefferson Nickel Mint Error MS65 $99.00 Time Remaining: 7d 12h 28m Buy It Now for only: $99.00 |
 Misstrike 2001 LINCOLN Off Center CENT UNC $10.00 Time Remaining: 9d 22h 53m Buy It Now for only: $10.00 |
 ND 60 OFF CENTER JEFFERSON NICKEL MS66 by NGC $9.99 Time Remaining: 4d 14h 54m |
 Off Center LINCOLN Memorial Cent UNC $15.00 Time Remaining: 9d 22h 31m Buy It Now for only: $15.00 |
 Misstrike 2001 LINCOLN Off Center CENT UNC $9.00 Time Remaining: 9d 22h 59m Buy It Now for only: $9.00 |
 1984 P STK 10 OFF CENTER JEFFERSON NICKEL UNC by NGC $9.99 Time Remaining: 4d 18h 1m |
 Off Center LINCOLN Memorial Cent UNC $18.00 Time Remaining: 9d 22h 34m Buy It Now for only: $18.00 |
 Off Center Lincoln Memorial Cent UNC $16.00 Time Remaining: 9d 22h 36m Buy It Now for only: $16.00 |
 Jefferson NICKEL 75 OFF CENTER ERROR With BROCKAGE BU Condition Coin NO RESERVE $12.62 (2 Bids) Time Remaining: 6d 20h 11m |
 Off Center Lincoln Memorial Cent UNC $16.50 Time Remaining: 9d 22h 44m Buy It Now for only: $16.50 |
 Off Center LINCOLN MEMORIAL CENT UNC $15.50 Time Remaining: 9d 22h 41m Buy It Now for only: $15.50 |
 1985 United States Nickel Struck Off Center $5.00 Time Remaining: 21h 1m |
 1887 Nickel VF 30 Off Center $1,000.00 Time Remaining: 14d 13h 35m Buy It Now for only: $1,000.00 |
 Error JEFFERSON Off Center NICKEL UNC $40.00 Time Remaining: 19d 23h 15m Buy It Now for only: $40.00 |
 United States Nickel Struck Off Center Coin $5.00 Time Remaining: 6d 20h 51m |
 1916 P PCGS MS64 STRUCK 10 OFF CENTER 1916P $800.00 Time Remaining: 1d 23h 32m Buy It Now for only: $800.00 |
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Culligan FM-15A Level 3 Faucet Filter
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DescriptionThe Culligan FM-15diy faucet mount water filtration system will improve your quality of life to the point where you'll want to scream "Hey, Culligan man!" just to thank him for helping to make such healthful, refreshing water available... |
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Proctor Silex K2070Y 1 Liter Electric Kettle
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DescriptionHoused in a smooth, modern-looking design, this 1000-watt electric kettle rapidly boils up to 1 quart of water for coffee, tea, instant soups, and more. The unit features a detachable cord and a nonspill spout for graceful serving, plus a generous handle with a secure grip... |
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Proctor Silex E160BY Fresh Grind Coffee Grinder, White
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DescriptionAlso great for spices. Fresh grind. Retractable corn. Safety on/off button. Stainless steel blades. Performance-tested for durability and reliability. Tested. Proven. Procter Silex grinders are rigorously tested for durability and reliability, so you get perfect coffee grounds, cup after cup... |
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NOTA
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DescriptionNOTA is a modern twist on a cappella. Their sound is a fusion of salsa, jazz, bossa,pop,bachata and Gospel. They were voted by America as the winners of the 1st Season of the NBC reality singing competition "The Sing Off" featuring a cappella groups from around the country... |
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MX Unleashed (Playstation 2)
Sale Price: $28.99 |
DescriptionMX Unleashed - The game for fans of fast and wild racing is here. MX Unleashed brings to life the craziest and most intense elements of motocross & supercross racing. Realistic physics, incredible action and impossible tricks are waiting for you, in this hardcore racing action game! |
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Knives Don't Have Your Back (Dig)
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DescriptionNo Description AvailableNo Track Information AvailableMedia Type: CDArtist: HAINES,EMILY & THE SOFT SKELETONTitle: KNIVES DON'T HAVE YOUR BACKStreet Release Date: 09/26/2006 |
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Field Trip: Challenger Blast Off and Challenger Learning Center (VHS)
Sale Price: $6.00 |
DescriptionThis episode of the emmy award winning children;s series takes a look at the Space Shuttle. |
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Lux TX9000TS Touch Screen Seven-Day Programmable Thermostat
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DescriptionEfficient. Easy. Economical. That's why you'll love the Lux TX9000TS seven-day programmable thermostat. This clever device gives you complete and accurate temperature control at the touch of a finger. Compatible with a variety of heating and cooling systems, this thermostat incorporates do-it-yourself installation, a responsive touch screen, and a large lighted display for straightforward programming and operation... |
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Kidde KN-COSM-B Battery-Operated Combination Carbon Monoxide and Smoke Alarm with Talking Alarm
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DescriptionThe Kidde KN-COSM-B Battery-Operated Carbon Monoxide and Smoke Alarm combines two important safety devices into a single unit. This alarm includes a voice warning system that announces "Fire, Carbon Monoxide, Low Battery, or Smart Hush Activation... |
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Secretariat
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DescriptionFeatures include: •MPAA Rating: PG•Format: DVD•Runtime: 123 minutes |
Obama's Consumer Financial Protection Agency by Feldman Law Center
Feldman Law Center - Loan Modification News by Feldman Law Center -- Part of Obama's plan to overhaul regulation of the mortgage industry, unveiled last week, would create a Consumer Financial Protection Agency to monitor consumer financial products and change the entire process of getting a mortgage. With a stated goal of developing a mortgage process that is as simple as signing up for a retirement plan, the President’s proposal centers on an automatic offering of a “plain vanilla loan” to potential homebuyers. These loans would offer fixed interest rates and 30 year maturities, unless the borrower opts for a loan with riskier terms such as interest only or adjustable rates.
The plan has received vehement opposition from the mortgage and banking industries who say that government-approved mortgages would restrict borrowers' options, make loans harder to get, and make them potentially more expensive. Powerful trade groups like the American Bankers Association, for example, oppose creating a consumer financial protection agency. Even lobbying groups open to the idea of a consumer-products regulator question whether the government should suggest which mortgages are best for consumers. "We don't want to stifle innovation, and we don't want to stifle competition," said John Courson, president of the Mortgage Bankers Association.
One thing that would definitely be restricted, and one of the main factors behind these groups’ opposition to the plan, will be the potential commissions that mortgage brokers can charge when they sell a mortgage. For example, administration officials want to curb the fees that brokers and lenders receive tied to inflated mortgage rates. Brokers argue the incorporating those fees are a way for borrowers to amortize the costs of a loan without having to come up with thousands of dollars in closing costs. Another aspect of the plan would link compensation to whether the borrower ends up defaulting on the mortgage. "There's no reason that we should have to assume that risk," said Marc Savitt, president of the National Association of Mortgage Brokers. The group’s stance is that while a mortgage broker can facilitate a loan, the ultimate approval for the mortgage comes from the lender.
Mortgage brokers’ fees were typically highest on the most creative and dangerous of the mortgage varieties. With those mortgages a thing of the past, volume, commissions, and their share of new business has dwindled. Mortgage brokers’ share of new loans has dropped from a high of 60% to the current 20%, on much lower volume. Fixed rate mortgages have increased from a low of 50% of the total of new loans originated in 2004-05 to 95% today.
As the plan stands now, the newly created agency would approve a set of mortgages including fixed and adjustable rate mortgages. Approval for vanilla mortgages would be similar to the “prime mortgage” approval process. Potential home buyers could still get mortgages outside of the government approved versions but disclosure of risks and dire warnings will accompany them.
Supporters of the new regulatory agency say that it is needed as much to protect borrowers from themselves as from predatory lending practices. Many borrowers went through the process of getting their mortgage without ever taking the time to understand exactly how the loans they were applying for worked and where the risks were. Still, previous Congressional efforts to regulate the mortgage industry have consistently broken down over the years, even on simple issues such paperwork reduction, so the fight could be long, drawn out, and years in the making.
About the Author
About Feldman Law Center - The Feldman Law Center is owned and operated by Steven C. Feldman, attorney at law. Mr. Feldman has been a member of the California State Bar since 1983 and is well versed in federal loan modification law.